Customer Instructions on How to Issue/Complete Cheques

To enable customers to issue/complete cheques correctly, banks may wish to issue customers instructions on how to issue cheques. These could include the following:-

(a) Write clearly and legibly, preferably using pens with medium writing tips and black or blue-black ink. Avoid using red and green inks. Erasable inks and pencils can be altered and, therefore, should never be used for cheques.

(b) Make well-formed numbers that do not touch each other. To prevent alteration of the amount, it should be left justified in the preprinted box for the amount field.

(c) Use a decimal point to separate the ringgit from sen on cheques.

(d) Avoid using the fractional form for sen in the amount field of the cheque.

(e) Keep the amount field of the cheque clear of other writing.

(f) Avoid folding and creasing of cheques. Folding a cheque can cause a crease to occur directly through a MICR character, which often will not completely flatten when it is run through the reader/sorters.

(g) Do not apply staples on cheques.

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