Chops. Seals and Stamps Chops, seals and stamps must be placed on a different location from the signature. In no case must they overlap with the signature area. (a) For Signature Without Chop (i) Advise customers to sign in the location designated for signatures. Banks can facilitate this by making such pens readily available at the counters. (ii) Customer's signature(s) should not encroach or overlap any lines, words or text pre-printed on the cheque. In the case of multiple signatures on a single cheque, ensure that signatures do not overlap each other. (b) For Signature Using Chop or With Chop (eg. Chinese Chop and Company Chop) (i) In addition to the above, ensure that the chop used produces a clear and legible image on the cheque. Request customers to replace any aged chops, which may have been flattened or have lines or words missing. (ii) Ensure that the chop does not encroach on the signatures or any lines or words preprinted on the cheque. (iii) Advise customers to stamp the chop in dark ink, preferably black. In instances where red ink must be used, ensure that the chop image on the cheque is clear and firm. (c) Use of Bank Chop (eg. Bank Crossing) (i) Stamp the chop in dark ink, preferably black or blue black and ensure that the chop used produces a clear and legible image on the cheque. (ii) Ensure the chop does not encroach on the signature(s), amount field or any lines or words preprinted on the cheque. Facsimile Signatures/Franking Machine Signatures Generally, such signatures are not suited to be used for cheque imaging. This is due to the fact that often the facsimile is inside a frame of diagonal lines and uses a varying colour set (typically, the colours blend from one colour to another from left to right of the facsimile signature). However, such signatures may be used if: (a) They use a single dark colour (preferably black for better contrast); and (b) They do not have a frame around them with any other information like diagonal lines. In other words, the facsimile signature is just the signature itself. << back to Company Cheque | click to order >>
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